Category: Crypto
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In Praise of HODL: Creating Owners Out of Speculators
We Need More Owners Carta deserves our respect: their mission “to create more owners” is ambitious and subtly takes on the global challenge of income/wealth inequality. Credit unions are in the same boat: they are financial institutions owned by their members that (in some instances) return capital to their members each year in the form…
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Displacement, Not Replacement
#BankLoyalty is strong. Ask the average Baby Boomer how long they’ve had the same bank account with their primary financial institution and 56% will tell you more than 21 years. Call it loyalty, call it inertia. Whatever it is, it makes it incredibly hard for start-ups and new companies to build scalable businesses and bring…
Paper & Blocks 